Have you ever heard the saying that our relationship with money is emotional? For many of us, that statement is true, and it is precisely what Heather Burgette attempts to help us unlock in “Unlock Your Why.” This book is all about having a thriving relationship with money so we can feel hopeful and more confident about our financial future.
If you feel like you have always struggled with finances, the first step is to figure out why it has always been that way. Heather Burgette says that we should start by thinking about what we heard and felt about money from the adults in our lives while we were children. Ask yourself questions about how your parents communicated about money and how they chose to allocate funds. The answers to these questions are not always easy, but they are enlightening given the fact that young minds absorb so much in the subconscious. So, if you learned at an early age that money is scarce, it’s possible that as an adult, your experiences with money prove what you believe about money based on what you learned growing up.
Next, we have to look at our choices and decisions. Heather Burgette acknowledges that things may happen beyond our control, but most of our lives are an accumulation of our choices. She humbly included her story about choosing a $10,000 personal loan to pay off debt but ended up making matters worse.
I have been in that place where it would be easy to blame anything other than my own choices, but acceptance works wonders. From there, we can start taking action if we really want different outcomes in life. Having a plan and taking action can give us hope about the future of our finances.
This is where the Mini Money Habits come into play. Heather has provided 20 actionable steps that we can take to restore our finances. But it is important to remember that we do not have to accomplish all 20 steps right away; we can simply choose one to work on per week. For example, we should plan on continually educating ourselves in personal finances and financial strategies. This can be done by visiting a local library.
I think many of the principles in “Unlock Your Why” can be used in many different areas of life. Many of our situations begin in our minds and what we believe to be true.
I have taken on some of the Mini Money Habits that Heather Burgette included at the end of the book, and I feel that I can conquer my finances better from week to week. It is so much easier and less stressful having concrete plans, being informed, and being self-aware.
I hope this helped someone out there. Thank you for reading!
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